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How to Get Wealthy (Without Getting Rich)

how to get wealthy, another AI start-up idea, and what are vitamins?

Author

Morgan Tate
March 28, 2025

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Society is obsessed with getting rich. But rich and wealthy are not the same thing.

To prove my point—go search “business success” on Instagram. Odds are you’ll find more guys with hair plugs and rented Lambos than people with a healthy lifestyle, a strong marriage, or time to play with their kids.

In The 5 Types of Wealth, Sahil Bloom breaks it down beautifully:

  1. Financial Wealth

  2. Social Wealth

  3. Time Wealth

  4. Physical Wealth

  5. Mental Wealth

Most people spend their entire life chasing #1—financial wealth—while quietly sacrificing the rest.

But I’d argue that the real foundation of a wealthy life is founder fitness: physical and time wealth. Without those two, you’re building a house on sand.

Here’s why:

  • Financial Wealth: Money means little without time to enjoy it or people to share it with.

  • Social Wealth: There are a lot of people with great 'social wealth' that are an absolute mess behind closed doors. Their health is a mess, they’re broke, and mental health is dependent on the people on their social circle - creating unhappiness and a burden on the people around them.

  • Mental Wealth: it's not a secret that a lot of financially rich people are miserable and alone. Ebenezer Scrooge is the childhood lesson of this concept. Financial wealth alone doesn't guarantee happiness.

What’s left? Your time and health.

People who are time billionaires have the freedom to build wealth in every category.

Physical wealth gives you freedom—not just in movement, but in confidence, in presence, in how you show up for others.

And here’s the kicker: both are within your control.

But they require hard choices.

  • Saying no to projects that eat your calendar.

  • Early morning work-outs when you’d rather sleep an extra hour.

  • Spend time with people who energize you—not those who drain you.

It's never too late to get wealthy, just stop focusing on getting rich.

idea of the week 💡

  • problem: Tech companies struggle with fragmented customer feedback across multiple channels (email, social media, support tickets, etc.), making it hard to identify and prioritize product improvements.

  • idea: Build an AI-powered platform that aggregates and analyzes customer feedback from all sources, automatically categorizing issues and suggesting priority fixes based on impact and frequency.

  • how it makes money: SaaS model ($199-499/month) with tiered pricing based on feedback volume and number of channels monitored. Enterprise plans include custom integrations and dedicated support.

  • why it might fail: Competition from established players like Productboard and Dovetail. Integration challenges with various platforms could limit adoption.

friday fitness

Give these workouts a try this weekend.

at-home workout:

Complete 5 rounds:

  • 25 jumping jacks

  • 15 push-ups

  • 20 lunges (10 each leg)

  • 30-second plank hold

  • 10 burpees

Rest 1 minute between rounds

gym workout

  • 4x10 bench press

  • 3x12 bent-over rows

  • 4x15 leg press

  • 3x20 cable crunches

Finisher: 50 kettlebell swings

outdoor workout

Run this circuit twice:

  • 800m run

  • 20 park bench dips

  • 30 bodyweight squats

  • 15 decline push-ups

  • 400m sprint finish

tweet of the week

lol

my plugs